解决报价时，含税计算逻辑，原先错误的乘以1.06， 应该是除以1.06

tenant/insurance/quotation-summary/src/main/java/com/jzg/quotation/summary/aop/aspect/QuoteVerificationAspect.java

@@ -358,7 +358,7 @@ public class QuoteVerificationAspect {
         BigDecimal exportPercent = convertPercent(costType.getExport());
 
         // 计算应收金额
-        BigDecimal taxablePremium = premium.multiply(taxFactor);
+        BigDecimal taxablePremium = premium.divide(taxFactor,5,RoundingMode.HALF_EVEN);
 
         // 计算应付金额（保费 * 出口比例，保留2位小数）
         BigDecimal payable = premium.multiply(exportPercent.setScale(5, RoundingMode.DOWN));