Merge remote-tracking branch 'origin/dev_jzb_lipf_v20260427' into dev_jzb_lipf_v20260427

tenant/insurance/quotation-guoren/src/main/java/com/jzg/quotation/guoren/api/service/Impl/GuoRenApiRequestImpl.java

@@ -199,9 +199,13 @@ public class GuoRenApiRequestImpl implements GuoRenApiRequest {
         //配置信息
         GuoRenConfigureParameters parameters = ConfigureParametersConversion.conversionEntity(GuoRenConfigureParameters.class, orderBase.getAttributionInformationVo().getConfigInfo());
         GuoRenApiOrder guoRenApiOrder = guoRenApiOrderService.findByOrdersNo(orderBase.getOrdersNo());
-
-        SubmitAuditResponse auditResponse = guoRenRequestApiComponent.submitAudit(guoRenApiOrder, parameters, url);
         UnderwritingResultsVo underwritingResultsVo = new UnderwritingResultsVo();
+        SubmitAuditResponse auditResponse = guoRenRequestApiComponent.submitAudit(guoRenApiOrder, parameters, url);
+        if (0 != auditResponse.getResultCode()) {
+            underwritingResultsVo.setUnderwritingStatus(InsOrderStatusEnum.AUDIT_FAIL);
+            underwritingResultsVo.setUnderwritingResult("核保失败：" + auditResponse.getResultMsg());
+            return underwritingResultsVo;
+        }
         String jqStatus = auditResponse.getData().get(0).getUnderWriteFlagCI();
         String syStatus = auditResponse.getData().get(0).getUnderWriteFlagBI();
         String message = auditResponse.getData().get(0).getMessage();

tenant/insurance/quotation-zijin/src/main/java/com/jzg/quotation/zijin/api/service/Impl/ZiJinApiRequestImpl.java

@@ -125,6 +125,12 @@ public class ZiJinApiRequestImpl implements ZiJinApiRequest {
         try {
             SubmitVerifyResponse submitVerifyResponse = ziJinApiRequestComponent.submitVerify(submitVerifyRequest, httpHeaders);
             logger.info("紫金/submitVerify提交核保接口，结果为：{}", JSON.toJSONString(submitVerifyResponse));
+            if (!"0000".equals(submitVerifyResponse.getRtnCode())){
+                underwritingResultsVo.setUnderwritingStatus(InsOrderStatusEnum.AUDIT_FAIL);
+                underwritingResultsVo.setUnderwritingResult(submitVerifyResponse.getRtnMsg());
+                return underwritingResultsVo;
+            }
+
             SubmitVerifyResponse.SubmitVerifyInfoDTO submitVerifyInfo = submitVerifyResponse.getSubmitVerifyInfo();
             underwritingResultsVo.setJqPolicyno(submitVerifyInfo.getPolicyNoCI());
             underwritingResultsVo.setJqApplyNo(submitVerifyInfo.getProposalNoCI());