处理协议和账号都被禁用了报价的时候还能出现保司的问题

tenant/organization/src/main/java/com/jzg/organization/service/impl/PtlSchemeServiceImpl.java

@@ -18,6 +18,7 @@ import com.jzg.commons.entity.agreement.dispatch.dto.PtlAgreementDispatchRulesAt
 import com.jzg.commons.entity.agreement.dispatch.vo.PtlAgreementDispatchQuery;
 import com.jzg.commons.entity.agreement.dispatch.vo.PtlAgreementDispatchVo;
 import com.jzg.commons.entity.agreement.dispatch.vo.ValidateDispatchRuleVo;
+import com.jzg.commons.entity.agreement.po.PtlAgreementAttribution;
 import com.jzg.commons.entity.costs.vo.ValidateSchemeRuleVo;
 import com.jzg.commons.entity.po.*;
 import com.jzg.commons.entity.quote.vo.CustomerInfoVo;
@@ -423,6 +424,49 @@ public class PtlSchemeServiceImpl extends ServiceImpl<PtlSchemeMapper, PtlScheme
         log.info("租户[{}]有权限的保司有[{}]个", systemCode, CollUtil.size(companyListResult.getData()));
         AssertionUtils.isFail(companyListResult.getCode() != 200, companyListResult.getMsg());
         List<EsmInsCompany> companyList = companyListResult.getData();
+
+        // ========================= 协议和账号状态过滤 =========================
+        // 过滤条件：
+        //   1. 协议必须启用    (isEnable == 0)
+        //   2. 协议必须生效中  (validStatus == "0")
+        //   3. 关联账号必须可用 (useStatus == "0") 且可报价 (quoteStatus == "0")
+        // 过滤后如果某保司没有任何有效协议，会被下面的 removeIf 自动排除
+        if (CollUtil.isNotEmpty(companyList)) {
+            for (EsmInsCompany company : companyList) {
+                List<PtlAgreement> agreements = company.getAgreements();
+                if (CollUtil.isEmpty(agreements)) {
+                    continue;
+                }
+                List<PtlAgreement> validAgreements = agreements.stream()
+                        // 协议自身状态
+                        .filter(a -> a.getIsEnable() != null && a.getIsEnable() == 0)
+                        .filter(a -> "0".equals(a.getValidStatus()))
+                        // 归属账号状态
+                        .filter(agreement -> {
+                            String attributionId = agreement.getAttributionId();
+                            if (attributionId == null || attributionId.isEmpty()) {
+                                return true; // 没有关联账号，不做账号校验
+                            }
+                            try {
+                                com.jzg.commons.core.page.HttpResult<PtlAgreementAttribution> res =
+                                        platformClient.getAgreementAttribution2(attributionId);
+                                if (res.getCode() != 200 || res.getData() == null) {
+                                    return true; // 查不到账号信息，默认保留
+                                }
+                                PtlAgreementAttribution attr = res.getData();
+                                return "0".equals(attr.getUseStatus()) && "0".equals(attr.getQuoteStatus());
+                            } catch (Exception e) {
+                                log.warn("查询协议[{}]的归属账号异常，默认保留", agreement.getId(), e);
+                                return true;
+                            }
+                        })
+                        .collect(Collectors.toList());
+                company.setAgreements(validAgreements);
+            }
+        }
+        log.info("协议/账号状态过滤完成，开始后续业务匹配");
+        // ====================================================================
+
         // 业务员的归属权限是可选参数，不选的话不进行过滤
         companyList = salespersonFilterCompanyList(schemeRuleFilterVo, companyList);